THE Lock and Code podcast episode titled "Payment apps are watching what you say" discusses how financial institutions can censor individuals based on the perception of risk associated with their speech or activities. Examples include a Persian poetry teacher whose accounts were flagged for sanctions violations due to language used by students on payment apps and a cannabis journalist cut off from their payment processor.
Digital rights activist Rainey Reitman emphasizes the detriments of financial censorship, which often unfairly impacts innocent individuals. The episode details the struggles faced by those who have been denied access to financial services because of unjustified risk assessments.