How scammers use fake insurance texts to steal your identity

According to Malwarebytes, scammers are using fake insurance texts to harvest personal information and steal identities, sometimes even tailoring supposed pricing by asking for age and gender and offering seemingly “too good to be true” premiums. The piece highlights red flags such as no company name, an unsolicited message from an unknown number, and requests for details like age and gender, warning that replying signals the number is active and can invite further messaging.

If you provide the information, it can be weaponised for social engineering, identity theft, or building a profile for future scams, especially around open enrolment periods when health insurance interactions are common. The article shows a sample message with estimated monthly costs for different age ranges and a prompt to respond with personal data. To stay safe, never respond to such texts; instead, check the sender’s number, verify the URL, and consider questions that test the sender’s legitimacy.

The guidance also includes protective steps like updating software, using a real-time anti‑malware solution with web protection, and applying Malwarebytes Scam Guard to assess suspected messages.